Transform late payments into predictable cash flow with intelligent automated collections
Every day spent chasing payments is a day lost to growing your business. Our GoCardless integration transforms your collections from reactive to proactive.
Create, track, and resolve cases efficiently. Centralize all A/R activities for complete visibility and control.
Customizable processes ensure every invoice follows best-practice collection steps, reducing manual effort.
Monitor outstanding balances, payment status, and overdue accounts in real time for proactive cash flow management.
Send reminders, automate follow-ups, and keep clients informed to accelerate collections and reduce disputes.
Every invoice raised in Xero appears in Equisettle within minutes. Customer data, payment terms, and invoice history sync automatically — no exports, no manual uploads.
Two-way sync ensures paid invoices are removed from the collections queue the moment Xero is updated.
Invoice status changes in Xero — partial payments, credit notes, voids — all reflected in Equisettle automatically.
Equisettle analyses each customer's Xero payment history to predict which invoices are likely to be paid late — before they're overdue.
High-risk invoices are flagged early, triggering a more proactive reminder sequence before the due date arrives.
Reliable payers receive lighter-touch reminders, protecting relationships while maintaining consistent follow-up.
Your entire collections workflow runs automatically in the background. Reminders go out, escalations happen, and payment plans are managed — all synced back to your Xero records.
Email and SMS reminders sent at configurable intervals, personalised with invoice details pulled directly from Xero.
Full audit trail of every collection action linked to each Xero invoice — so your team always knows what's been sent and when.

Easily connect your business systems with Equisettle and see how even more powerful it becomes.
Check out moreEquisettle is an official FreeAgent partner. Connect your FreeAgent account and transform your invoices into collected cash—automatically. No more switching between tabs to chase payments.
Equisettle is an official GoCardless partner. Set up Direct Debit collection and get paid automatically—no more waiting for bank transfers or chasing late payments.