Automated invoice payment collection, from prediction to payment

Built specifically for leading finance team - built now, for later.

See which trade accounts need attention first

Prioritise the accounts where payment behaviour, invoice age or balance size points to a real cash-flow risk.

Keep the debtor book out of spreadsheets

Bring outstanding invoices, account history and follow-up activity into one view so the team can act without rebuilding reports.

Run consistent account follow-up

Use reminder and escalation rules that match your terms, customer tier and relationship. Routine follow-up runs without manual chase lists.

Separate deductions from the rest of the balance

When a buyer disputes a delivery, price or paperwork issue, record the exception and keep the rest of the account visible for collection.

Protect valuable trade relationships

Set a professional tone and escalation path for each customer group. The system handles routine reminders while your team manages sensitive conversations.

Scale trade credit with control

As account volume grows, use payment behaviour to focus human effort on the accounts where it will make the biggest difference.

Equisettle doesn't just predict late payments—our AI autonomously executes your entire collections process. From intelligent outreach to payment recovery, we do the work.

See which trade accounts need attention first

Prioritise the accounts where payment behaviour, invoice age or balance size points to a real cash-flow risk.

Collections running in the background, 24/7, without being asked

"It's like having an extra finance team member — without the salary."

Finance team spending time on strategy, not spreadsheets

Cash flow you can predict — not just hope for

Your AR Team works 9-5. Equisettle works 24/7.‍

Most finance tools show you what's overdue. Equisettle tells you what's going to be overdue — and then handles it before it becomes a problem. Our AI analyses 50+ signals across payment history, customer behaviour, and seasonal patterns to predict issues up to 14 weeks out. Then it acts.

Predict Late Payments Before They Happen

Know which invoices are at risk 7–14 days in advance. Our model analyses payment history, invoice size, seasonality, and customer behaviour — with 94% accuracy.

Collections That Run Without You

Equisettle automatically escalates at-risk invoices across email, SMS, and WhatsApp — personalised per customer, timed for maximum response. You only get involved when it's actually necessary.

Cash Flow Visibility You Can Plan Around

See your predicted cash collection for the next 30–90 days. Know exactly which customers to prioritise and when. Make decisions with data, not gut feel.

Still scrolling? There's
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AR

Pick a time above and we'll show you exactly how much — live, using your own data, in 30 minutes.

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Finance teams that stopped chasing and started collecting

It's like having an extra finance team member managing our entire invoicing process — without the salary cost. We recovered £180k in overdue invoices in the first 90 days.

- Rob D.

We had £340k sitting in overdue invoices and one person trying to manage it all manually. Within a month of using Equisettle, we'd recovered most of it and our DSO dropped by 18 days.
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- James R

The most useful 30 minutes I've spent on a vendor call in years. Just my actual invoices on screen and a clear explanation of what Equisettle would do differently.
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- Sarah H

How it works

Connect once. Collections run automatically.

No IT team. No lengthy onboarding. Connect your accounting software and Equisettle starts working on your wholesale AR immediately.

Connect your accounting software
‍

Link FreeAgent, Xero, or QuickBooks with a few clicks. Your invoices, customer history, and payment data sync automatically — no CSV exports, no manual setup.

5 min setup

AI learns your trade account patterns
‍

Equisettle analyses 50+ behavioural signals across your payment history to score every customer and invoice. The longer you use it, the smarter it gets.

94% accuracy

Wholesale collections run without you
‍

From day one, Equisettle manages your entire collections process while you focus on the work that actually moves your business forward.

Live in 48hrs

Frequently asked questions

How can I apply?

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Grow Trade Accounts Without Growing the Chasing

Make your trade debtor book easier to act on

Automated invoice payment collection, from prediction to payment

See which trade accounts need attention first

Your AR Team works 9-5. Equisettle works 24/7.‍

Still scrolling? There's
real money waiting in your
AR

Finance teams that stopped chasing and started collecting

Connect once. Collections run automatically.

Frequently asked questions

How can I apply?

Will I be able to get refunds?

Is shipping included in the price?

Where do I sign in?

Is shipping included in the price?

What is your return policy?

Grow Trade Accounts Without Growing the Chasing

Make your trade debtor book easier to act on

Automated invoice payment collection, from prediction to payment

See which trade accounts need attention first

Your AR Team works 9-5. Equisettle works 24/7.‍

Still scrolling? There's real money waiting in your AR

Finance teams that stopped chasing and started collecting

Connect once. Collections run automatically.

Frequently asked questions

How can I apply?

Will I be able to get refunds?

Is shipping included in the price?

Where do I sign in?

Is shipping included in the price?

What is your return policy?

Still scrolling? There's
real money waiting in your
AR