Know When Customers Read Your Reminders—And What to Do Next

Sending payment reminders into the void? Equisettle shows you exactly who opened your emails who clicked and who's ignoring you—then recommends the right next move.

See Your AR Health Score - Free
Book a Demo
94%
faster cash
recovery
15 hrs
saved
per week
10+
UK finance
teams
Product Dashboard
invoice automation football academyMarquee Imagecleaning business invoice automationinvoice automation get paid fasterfreeagent invoice automationMarquee Image
invoice automation football clubMarquee Imagecleaning business get paid fasterMarquee ImageMarquee ImageMarquee Image

3x higher response rates

Multi-channel outreach based on engagement data means customers actually see your reminders. Email to SMS to WhatsApp—Equisettle finds what works for each customer.

✓   Collections running in the background, 24/7, without being asked
‍
✓   "It's like having an extra finance team member — without the salary."
‍
✓   Cash flow you can predict — not just hope for

✓   Finance team spending time on strategy, not spreadsheets

Product Dashboard

Automated invoice payment collection, from prediction to  payment

Built specifically for leading finance team - built now, for later.
See who's actually reading
Real-time tracking shows which customers opened your reminder clicked the payment link or ignored you completely. Stop wondering if your email even arrived.
Know the best time to reach them
Historical data reveals when each customer actually engages. Some check email at 7am. Others respond to SMS at lunch. Reach them when they're paying attention.
Get smart recommendations
Customer opened but didn't pay? Equisettle recommends sending an SMS. Three emails ignored? Time to try WhatsApp. Recommendations based on what actually works.
Understand response patterns
See which message templates get opens. Which subject lines get clicks. Which channels get payments. Optimise based on real data not assumptions.
Stop wasting time on ghosts
Identify customers who never engage with email. Switch channels automatically instead of sending reminder after reminder into an inbox they don't check.
Perfect your timing
Send follow-ups when engagement is highest. Not too early to annoy. Not too late to matter. Timing recommendations based on customer behaviour patterns.

Equisettle doesn't just predict late payments—our AI autonomously executes your entire collections process. From intelligent outreach to payment recovery, we do the work.

See who's actually reading

Real-time tracking shows which customers opened your reminder clicked the payment link or ignored you completely. Stop wondering if your email even arrived.

Collections running in the background, 24/7, without being asked

"It's like having an extra finance team member — without the salary."

Finance team spending time on strategy, not spreadsheets

Cash flow you can predict — not just hope for

Product Dashboard

Your AR Team works 9-5. Equisettle works 24/7.‍

Most finance tools show you what's overdue. Equisettle tells you what's going to be overdue — and then handles it before it becomes a problem. Our AI analyses 50+ signals across payment history, customer behaviour, and seasonal patterns to predict issues up to 14 weeks out. Then it acts.

Predict Late Payments Before They Happen

Know which invoices are at risk 7–14 days in advance. Our model analyses payment history, invoice size, seasonality, and customer behaviour — with 94% accuracy.

Collections That Run Without You

Equisettle automatically escalates at-risk invoices across email, SMS, and WhatsApp — personalised per customer, timed for maximum response. You only get involved when it's actually necessary.

Cash Flow Visibility You Can Plan Around

See your predicted cash collection for the next 30–90 days. Know exactly which customers to prioritise and when. Make decisions with data, not gut feel.

Product Dashboard

Still scrolling? There's
real money waiting in your
AR

Pick a time above and we'll show you exactly how much — live, using your own data, in 30 minutes.

Get My Free AR Health Score

No credit card · No commitment · GDPR compliant · UK team

Finance teams that stopped chasing and started collecting

How it works

Connect once. Collections run automatically.

No IT team. No lengthy onboarding. Connect your accounting software and Equisettle starts working on your wholesale AR immediately.

01
Connect your accounting software
‍
Link FreeAgent, Xero, or QuickBooks with a few clicks. Your invoices, customer history, and payment data sync automatically — no CSV exports, no manual setup.
5 min setup
02
AI learns your trade account patterns
‍
Equisettle analyses 50+ behavioural signals across your payment history to score every customer and invoice. The longer you use it, the smarter it gets.
94% accuracy
03
Wholesale collections run without you
‍
From day one, Equisettle manages your entire collections process while you focus on the work that actually moves your business forward.
Live in 48hrs

Frequently asked questions

How can I apply?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla, ut commodo diam libero vitae erat. Aenean faucibus nibh et justo cursus id rutrum lorem imperdiet. Nunc ut sem vitae risus tristique posuere.

Will I be able to get refunds?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla, ut commodo diam libero vitae erat. Aenean faucibus nibh et justo cursus id rutrum lorem imperdiet. Nunc ut sem vitae risus tristique posuere.

Is shipping included in the price?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla, ut commodo diam libero vitae erat. Aenean faucibus nibh et justo cursus id rutrum lorem imperdiet. Nunc ut sem vitae risus tristique posuere.

Where do I sign in?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla, ut commodo diam libero vitae erat. Aenean faucibus nibh et justo cursus id rutrum lorem imperdiet. Nunc ut sem vitae risus tristique posuere.

Is shipping included in the price?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla, ut commodo diam libero vitae erat. Aenean faucibus nibh et justo cursus id rutrum lorem imperdiet. Nunc ut sem vitae risus tristique posuere.

What is your return policy?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla, ut commodo diam libero vitae erat. Aenean faucibus nibh et justo cursus id rutrum lorem imperdiet. Nunc ut sem vitae risus tristique posuere.