Stop Losing Margin to Wholesale Payment Delays

B2B wholesale and trade accounts pay slow. Equisettle predicts which retailers will pay late and automates follow-up—so you ship product with confidence.

30min
all it takes
up
324 hrs
fiannce teams recovered
10 +
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Wholesale accounts promise volume but pay on 30-60 day terms. Cash tied up in trade receivables limits your ability to buy inventory and fulfil D2C orders.

Managing payment terms across dozens of retail accounts is a spreadsheet nightmare. Different terms for different customers means different follow-up schedules.

✓   Collections running in the background, 24/7, without being asked

  "It's like having an extra finance team member — without the salary."

  Cash flow you can predict — not just hope for

  Finance team spending time on strategy, not spreadsheets

48 hr
to fully live, with a dedicated success manager by your side
15 hrs
saved per week — that's nearly 2 full working days back
94%
payment prediction accuracy across all customer types
40%
faster cash recovery compared to manual AR processes
5 min setup

Live in 48 hours. No IT team required.

Connect your accounting software, and Equisettle handles the rest. Your dedicated success manager gets you fully live within two working days.

01
Connect in Minutes
Link FreeAgent, Xero, or QuickBooks with a few clicks. Your invoices, customer history, and payment data sync automatically — no CSV exports, no manual setup.
5 min setup
02
AI Builds Your Risk Profiles
Equisettle analyses 50+ behavioural signals across your payment history to score every customer and invoice. The longer you use it, the smarter it gets.
94% accuracy
03
AR Runs on Autopilot
From day one, Equisettle manages your entire collections process while you focus on the work that actually moves your business forward.
Live in 48hrs

Frequently asked questions

How does Equisettle help e-commerce businesses collect from wholesale accounts?

Equisettle automates payment reminders across your entire wholesale and trade account base, tracking each invoice individually. E-commerce businesses using Equisettle typically reduce DSO by 15-25 days — converting outstanding receivables to cash faster.

How does Equisettle predict which retail accounts will pay late?

Equisettle analyses payment patterns across your customer base, scoring each account for likelihood of late payment based on their historical behaviour. This lets you take proactive action on at-risk invoices before they become seriously overdue.

Which accounting platforms does Equisettle integrate with for e-commerce businesses?

Equisettle integrates with Xero, QuickBooks, Sage, and FreeAgent. Wholesale invoices sync automatically — giving you a real-time view of outstanding trade receivables.

How does Equisettle handle seasonal spikes in wholesale invoice volumes?

Equisettle scales automatically with your invoice volume. During peak seasons when wholesale orders surge, the same systematic collections process runs without additional admin — so Q4 sales don't become Q1 cash flow problems.

Can Equisettle help e-commerce businesses reduce bad debt from trade accounts?

Yes. Early identification of slow-paying accounts allows you to take action before debts become unrecoverable. Equisettle's predictive alerts flag accounts showing payment difficulty 30-60 days before they become problem cases.