Know which invoices won't get paid

Upload your invoices and see which ones are headed for 60, 90+ days before it happens. Stop chasing customers who'll pay anyway. Focus on the ones who won't.

94%
faster cash
recovery
15 hrs
saved
per week
10+
UK finance
teams
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95%+ accuracy on payment predictions

Our models analyze millions of UK invoice payments to predict which of yours will pay on time vs drag out. Accuracy improves as we learn your specific customer patterns.

✓   Collections running in the background, 24/7, without being asked

  "It's like having an extra finance team member — without the salary."

  Cash flow you can predict — not just hope for

  Finance team spending time on strategy, not spreadsheets

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Automated invoice payment collection, from prediction to  payment

Built specifically for leading finance team - built now, for later.
Stop guessing which invoices need attention
See payment probability for every invoice. Know which customers will drag to 90+ days. Stop wasting time on invoices that'll pay without you chasing.
Catch problems before they become crises
Early warning system shows which invoices are trending toward late payment. Act while you still have leverage, not when it's already a disaster.
Understand what drives late payments
Is it cash flow issues? Disputes? They forgot? See the actual reasons customers pay late so you can address root causes, not just symptoms.
Predict payment dates with scary accuracy
Not just "this is risky" - actual predicted payment dates based on customer behavior, industry patterns, and historical data. Plan cash flow with confidence.
See which invoices to write off
Some invoices aren't worth chasing. See which ones have <10% payment probability. Write them off, move on, save your energy for collectible revenue.
Benchmark against your industry
Compare your payment performance to similar businesses. See if your 45-day average is good or terrible. Context matters - know where you stand.

Equisettle doesn't just predict late payments—our AI autonomously executes your entire collections process. From intelligent outreach to payment recovery, we do the work.

Stop guessing which invoices need attention

See payment probability for every invoice. Know which customers will drag to 90+ days. Stop wasting time on invoices that'll pay without you chasing.

Collections running in the background, 24/7, without being asked

"It's like having an extra finance team member — without the salary."

Finance team spending time on strategy, not spreadsheets

Cash flow you can predict — not just hope for

Product Dashboard

Your AR Team works 9-5. Equisettle works 24/7.

Most finance tools show you what's overdue. Equisettle tells you what's going to be overdue — and then handles it before it becomes a problem. Our AI analyses 50+ signals across payment history, customer behaviour, and seasonal patterns to predict issues up to 14 weeks out. Then it acts.

Predict Late Payments Before They Happen

Know which invoices are at risk 7–14 days in advance. Our model analyses payment history, invoice size, seasonality, and customer behaviour — with 94% accuracy.

Collections That Run Without You

Equisettle automatically escalates at-risk invoices across email, SMS, and WhatsApp — personalised per customer, timed for maximum response. You only get involved when it's actually necessary.

Cash Flow Visibility You Can Plan Around

See your predicted cash collection for the next 30–90 days. Know exactly which customers to prioritise and when. Make decisions with data, not gut feel.

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Still scrolling? There's
real money waiting in your
AR

Pick a time above and we'll show you exactly how much — live, using your own data, in 30 minutes.

No credit card · No commitment · GDPR compliant · UK team

Finance teams that stopped chasing and started collecting

How it works

Connect once. Collections run automatically.

No IT team. No lengthy onboarding. Connect your accounting software and Equisettle starts working on your wholesale AR immediately.

01
Connect your accounting software

Link FreeAgent, Xero, or QuickBooks with a few clicks. Your invoices, customer history, and payment data sync automatically — no CSV exports, no manual setup.
5 min setup
02
AI learns your trade account patterns

Equisettle analyses 50+ behavioural signals across your payment history to score every customer and invoice. The longer you use it, the smarter it gets.
94% accuracy
03
Wholesale collections run without you
From day one, Equisettle manages your entire collections process while you focus on the work that actually moves your business forward.
Live in 48hrs

Frequently asked questions

How can I apply?

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Will I be able to get refunds?

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Is shipping included in the price?

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Where do I sign in?

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Is shipping included in the price?

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What is your return policy?

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