Stop losing money to late payments

Late payments are costing you more than you think. See exactly how much revenue is trapped, which customers are the worst offenders, and get a clear plan to collect faster.

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94%
faster cash
recovery
15 hrs
saved
per week
10+
UK finance
teams
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Reduce late payments by 40% in first quarter

Businesses using targeted chase strategies based on risk see 35-40% reduction in invoices over 60 days within their first quarter. Stop bleeding cash to late payments.

✓   Collections running in the background, 24/7, without being asked
‍
✓   "It's like having an extra finance team member — without the salary."
‍
✓   Cash flow you can predict — not just hope for

✓   Finance team spending time on strategy, not spreadsheets

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Automated invoice payment collection, from prediction to  payment

Built specifically for leading finance team - built now, for later.
See exactly how much late payments cost you
Calculate your actual cost of late payments - tied up cash, interest, opportunity cost. See which customers cost you most. Get the business case for taking action.
Identify your worst repeat offenders
See which customers are always 60+ days late. Which ones promise payment but never deliver. Stop treating all late payers the same - know who's actually a problem.
Stop chasing customers who'll pay anyway
Wasting hours chasing invoices that were going to pay within a week anyway. See which customers are just slow vs actually risky. Prioritize ruthlessly.
Calculate the real impact on your business
See how reducing late payments by 15 days impacts your working capital. Model different scenarios. Make the business case for investing in better collections.
Get recommendations you can act on today
Not just insights - actual recommended actions. "Call these 3 customers today", "Send final notice to these 5", "Wait on these 8". Clear next steps, prioritized by impact.
Available 24/7 whenever you need it
Late night questions about cash flow? Equi's always available. No waiting for reports or bothering your accountant. Instant answers, anytime.

Equisettle doesn't just predict late payments—our AI autonomously executes your entire collections process. From intelligent outreach to payment recovery, we do the work.

See exactly how much late payments cost you

Calculate your actual cost of late payments - tied up cash, interest, opportunity cost. See which customers cost you most. Get the business case for taking action.

Collections running in the background, 24/7, without being asked

"It's like having an extra finance team member — without the salary."

Finance team spending time on strategy, not spreadsheets

Cash flow you can predict — not just hope for

Product Dashboard

Your AR Team works 9-5. Equisettle works 24/7.‍

Most finance tools show you what's overdue. Equisettle tells you what's going to be overdue — and then handles it before it becomes a problem. Our AI analyses 50+ signals across payment history, customer behaviour, and seasonal patterns to predict issues up to 14 weeks out. Then it acts.

Predict Late Payments Before They Happen

Know which invoices are at risk 7–14 days in advance. Our model analyses payment history, invoice size, seasonality, and customer behaviour — with 94% accuracy.

Collections That Run Without You

Equisettle automatically escalates at-risk invoices across email, SMS, and WhatsApp — personalised per customer, timed for maximum response. You only get involved when it's actually necessary.

Cash Flow Visibility You Can Plan Around

See your predicted cash collection for the next 30–90 days. Know exactly which customers to prioritise and when. Make decisions with data, not gut feel.

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real money waiting in your
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No credit card · No commitment · GDPR compliant · UK team

Finance teams that stopped chasing and started collecting

How it works

Connect once. Collections run automatically.

No IT team. No lengthy onboarding. Connect your accounting software and Equisettle starts working on your wholesale AR immediately.

01
Connect your accounting software
‍
Link FreeAgent, Xero, or QuickBooks with a few clicks. Your invoices, customer history, and payment data sync automatically — no CSV exports, no manual setup.
5 min setup
02
AI learns your trade account patterns
‍
Equisettle analyses 50+ behavioural signals across your payment history to score every customer and invoice. The longer you use it, the smarter it gets.
94% accuracy
03
Wholesale collections run without you
‍
From day one, Equisettle manages your entire collections process while you focus on the work that actually moves your business forward.
Live in 48hrs

Frequently asked questions

How can I apply?

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Will I be able to get refunds?

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Is shipping included in the price?

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Where do I sign in?

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Is shipping included in the price?

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What is your return policy?

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