Turn your invoice spreadsheet into a priority list

94%
faster cash
recovery
15 hrs
saved
per week
10+
UK finance
teams
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✓   Collections running in the background, 24/7, without being asked

  "It's like having an extra finance team member — without the salary."

  Cash flow you can predict — not just hope for

  Finance team spending time on strategy, not spreadsheets

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Automated invoice payment collection, from prediction to  payment

Built specifically for leading finance team - built now, for later.
Upload your CSV or Excel file and see which invoices are high risk, which customers have patterns of late payment, and which will pay without you lifting a finger. Stop wasting time on invoices that were going to pay anyway.
Know exactly which invoices to chase first
Wasting hours chasing customers who were going to pay anyway
Your team is manually deciding who to chase based on gut feel or whoever shouts loudest. Meanwhile, the actual problem invoices slip to 60, 90+ days.
Missing the customers who'll drag to 90+ days
By the time you realize someone's a problem, they're already 3 months overdue and you've lost negotiating leverage.
Can't see patterns in your own data
Your spreadsheet can't tell you "this customer pays late every Q4" or "invoices over £10k from this industry segment take 75 days average." You're flying blind.
Get your time back from manual spreadsheet work
Stop manually sorting, filtering, and color-coding spreadsheets to figure out priorities. Upload once and see instant risk scoring, predicted payment dates, and your exact action plan for the week. What took 3 hours now takes 2 minutes.
Catch problems before they hit 90+ days
See which customers are on track to become serious problems before they get there. Spot the repeat late payers, seasonal payment patterns, and early warning signs that an invoice won't get paid without intervention. Act early, not when it's already a crisis.

Equisettle doesn't just predict late payments—our AI autonomously executes your entire collections process. From intelligent outreach to payment recovery, we do the work.

Upload your CSV or Excel file and see which invoices are high risk, which customers have patterns of late payment, and which will pay without you lifting a finger. Stop wasting time on invoices that were going to pay anyway.

Know exactly which invoices to chase first

Collections running in the background, 24/7, without being asked

"It's like having an extra finance team member — without the salary."

Finance team spending time on strategy, not spreadsheets

Cash flow you can predict — not just hope for

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Your AR Team works 9-5. Equisettle works 24/7.

Most finance tools show you what's overdue. Equisettle tells you what's going to be overdue — and then handles it before it becomes a problem. Our AI analyses 50+ signals across payment history, customer behaviour, and seasonal patterns to predict issues up to 14 weeks out. Then it acts.

Predict Late Payments Before They Happen

Know which invoices are at risk 7–14 days in advance. Our model analyses payment history, invoice size, seasonality, and customer behaviour — with 94% accuracy.

Collections That Run Without You

Equisettle automatically escalates at-risk invoices across email, SMS, and WhatsApp — personalised per customer, timed for maximum response. You only get involved when it's actually necessary.

Cash Flow Visibility You Can Plan Around

See your predicted cash collection for the next 30–90 days. Know exactly which customers to prioritise and when. Make decisions with data, not gut feel.

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Still scrolling? There's
real money waiting in your
AR

Pick a time above and we'll show you exactly how much — live, using your own data, in 30 minutes.

No credit card · No commitment · GDPR compliant · UK team

Finance teams that stopped chasing and started collecting

How it works

Connect once. Collections run automatically.

No IT team. No lengthy onboarding. Connect your accounting software and Equisettle starts working on your wholesale AR immediately.

01
Connect your accounting software

Link FreeAgent, Xero, or QuickBooks with a few clicks. Your invoices, customer history, and payment data sync automatically — no CSV exports, no manual setup.
5 min setup
02
AI learns your trade account patterns

Equisettle analyses 50+ behavioural signals across your payment history to score every customer and invoice. The longer you use it, the smarter it gets.
94% accuracy
03
Wholesale collections run without you
From day one, Equisettle manages your entire collections process while you focus on the work that actually moves your business forward.
Live in 48hrs

Frequently asked questions

How can I apply?

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Will I be able to get refunds?

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Is shipping included in the price?

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Where do I sign in?

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Is shipping included in the price?

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What is your return policy?

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