From £75/month | Free trial | FreeAgent, Xero, QuickBooks, Sage
Equisettle is the strongest like-for-like Chaser alternative for UK businesses — and significantly cheaper at every price point.
Where Chaser reacts to late invoices, Equisettle predicts them. Its AI model flags invoices at risk of late payment up to 14 weeks ahead with 94% accuracy. Collections outreach runs automatically across email, SMS, and WhatsApp.
The integrations cover the full UK accounting stack: FreeAgent, Xero, QuickBooks, and Sage. Chaser covers only Xero and QuickBooks.
| Equisettle | Chaser | |
|---|---|---|
| Starting price | £75/mo | £199/mo |
| FreeAgent integration | Yes | No |
| Sage integration | Yes | No |
| WhatsApp outreach | Yes | No |
| SMS outreach | Yes | No |
| AI predictions | Yes (14-week) | No |
| Human escalation | No | Yes (£324/mo add-on) |
Best for: UK SMEs on FreeAgent or Sage, or any business that wants AI-predictive collections and WhatsApp outreach at a lower price point.
[Try Equisettle free →]
Custom pricing | No free trial | Xero, QuickBooks, NetSuite, Salesforce
Kolleno is an AI-powered AR platform built for larger finance teams with complex multi-system environments. If you're running NetSuite, Salesforce, or need deep ERP integration alongside AR automation, Kolleno is worth evaluating.
It doesn't support FreeAgent or Sage, and pricing requires a sales conversation. Not the right fit for most SMEs, but a strong Chaser alternative for businesses that have outgrown SME-focused tools.
Best for: Mid-market businesses on NetSuite or Salesforce.
Free (Discover) / Custom paid | Xero, QuickBooks, NetSuite, Chargebee
Upflow has a genuine free tier — AR health analytics and peer benchmarking at no cost, forever. For businesses that want visibility without committing to automation spend, this is a low-risk starting point.
Its paid plans are designed for SaaS and subscription businesses using Chargebee or Stripe Billing. For UK invoice-based SMEs, the accounting coverage is limited (no FreeAgent, no Sage), and paid pricing is custom and ARR-based.
Best for: SaaS businesses with Chargebee or NetSuite, or finance teams that want free AR analytics.
Custom pricing | Strong G2 rating (4.5/5, 91 reviews)
Gaviti is an AR automation platform with consistently strong review scores on G2 and Capterra. It's used by mid-market B2B businesses and covers the core collections workflow.
UK accounting integration depth isn't fully confirmed — FreeAgent and Sage support aren't listed. Pricing requires a demo. Worth adding to a shortlist if none of the above fit, but requires hands-on evaluation for UK-specific needs.
Best for: Teams doing a broad evaluation who want a proven platform with strong reviews.
Custom pricing | UK-focused
Satago combines AR automation with invoice finance — early access to cash against unpaid invoices. If your cash flow problem is partly about timing (paying suppliers or staff while waiting for clients to pay), Satago's hybrid model is worth exploring.
It is primarily a financing product rather than a collections automation tool, so the depth of workflow automation is less than dedicated AR platforms. But for businesses that need both AR management and access to finance, it covers ground no other tool on this list does.
Best for: UK businesses that need invoice finance alongside AR chasing.
| Equisettle | Chaser | Kolleno | Upflow | Gaviti | |
|---|---|---|---|---|---|
| Starting price | £75/mo | £199/mo | Custom | Free/Custom | Custom |
| Free trial | Yes | Yes | No | Yes (limited) | Not confirmed |
| FreeAgent | Yes | No | No | No | No |
| Sage | Yes | No | No | No | No |
| Yes | No | No | No | No | |
| AI predictions | Yes | No | Yes | Partial | No |
| Human collections | No | Yes (add-on) | No | No | No |
Pricing as of April 2026.
Switch to Equisettle if: You're on FreeAgent or Sage, want WhatsApp/SMS outreach, need AI predictions, or Chaser's pricing is too high for your current stage.
Switch to Kolleno if: You're on NetSuite or Salesforce and need enterprise-grade integrations.
Switch to Upflow if: You want free AR analytics and run a SaaS business on Chargebee.
Switch to Satago if: You need invoice finance alongside collections.
Stay on Chaser if: You're happy with email-only chasing, don't need FreeAgent or Sage, and value having an optional human collections team available.
Is there a free Chaser alternative? Upflow has a free analytics tier (no automation). Equisettle offers a free trial of the full product with no credit card required.
What is the cheapest Chaser alternative? Equisettle starts at £75/month — less than half of Chaser's £199/month entry plan.
Does any Chaser alternative support FreeAgent? Equisettle is the only AR automation platform with native FreeAgent integration. Chaser, Kolleno, and Upflow do not.
Do any Chaser alternatives offer WhatsApp outreach? Yes — Equisettle sends automated outreach via email, SMS, and WhatsApp. No other AR platform on this list does.
How long does it take to switch from Chaser? Equisettle takes 48 hours to go live from initial setup. Your historical invoice data syncs from your accounting platform — no manual migration required.
