Reach customers where they actually respond

Send reminders via email, SMS, and WhatsApp based on what works for each customer. Start gentle, escalate strategically. Stop using one-size-fits-all communication that gets ignored.

94%
faster cash
recovery
15 hrs
saved
per week
10+
UK finance
teams
Product Dashboard
invoice automation football academyMarquee Imagecleaning business invoice automationinvoice automation get paid fasterfreeagent invoice automationMarquee Image
invoice automation football clubMarquee Imagecleaning business get paid fasterMarquee ImageMarquee ImageMarquee Image

Increase payment response rates by 40%

Multi-channel approach reaches customers more effectively than email-only communication. SMS has 98% open rate vs 20% for email. Right channel at right time dramatically improves engagement and payment.

✓   Collections running in the background, 24/7, without being asked

  "It's like having an extra finance team member — without the salary."

  Cash flow you can predict — not just hope for

  Finance team spending time on strategy, not spreadsheets

Product Dashboard

Automated invoice payment collection, from prediction to  payment

Built specifically for leading finance team - built now, for later.
Reach customers through their preferred channel
Some customers respond to email, others need SMS. System tracks engagement and adapts to what works. Stop sending emails that get ignored - use the channel that actually gets responses.
Escalate strategically from gentle reminders to urgent notices
Start with friendly email reminders, escalate to SMS for overdue invoices, final notices via WhatsApp. Graduated approach maintains relationships while increasing urgency. Professional escalation without damage.
See which channels drive actual payments
Track response and payment rates by communication channel and customer segment. Some industries respond to email, others need phone calls. Optimize strategy based on real performance data.
Stop sending messages customers ignore
When email open rates are low, system can automatically try SMS or WhatsApp. Adaptive communication ensures your message gets through, increasing collection success without manual effort.
Maintain consistent professional communication across all channels
Templates ensure brand consistency whether sending email, SMS, or WhatsApp. Professional tone and messaging regardless of channel. Unified communication strategy across all touchpoints.
Never send duplicate messages by mistake
System tracks what's been sent across all channels. No embarrassing 'we already sent that' moments. Coordinated multi-channel strategy without manual tracking or oversight.

Equisettle doesn't just predict late payments—our AI autonomously executes your entire collections process. From intelligent outreach to payment recovery, we do the work.

Reach customers through their preferred channel

Some customers respond to email, others need SMS. System tracks engagement and adapts to what works. Stop sending emails that get ignored - use the channel that actually gets responses.

Collections running in the background, 24/7, without being asked

"It's like having an extra finance team member — without the salary."

Finance team spending time on strategy, not spreadsheets

Cash flow you can predict — not just hope for

Product Dashboard

Your AR Team works 9-5. Equisettle works 24/7.

Most finance tools show you what's overdue. Equisettle tells you what's going to be overdue — and then handles it before it becomes a problem. Our AI analyses 50+ signals across payment history, customer behaviour, and seasonal patterns to predict issues up to 14 weeks out. Then it acts.

Predict Late Payments Before They Happen

Know which invoices are at risk 7–14 days in advance. Our model analyses payment history, invoice size, seasonality, and customer behaviour — with 94% accuracy.

Collections That Run Without You

Equisettle automatically escalates at-risk invoices across email, SMS, and WhatsApp — personalised per customer, timed for maximum response. You only get involved when it's actually necessary.

Cash Flow Visibility You Can Plan Around

See your predicted cash collection for the next 30–90 days. Know exactly which customers to prioritise and when. Make decisions with data, not gut feel.

Product Dashboard

Still scrolling? There's
real money waiting in your
AR

Pick a time above and we'll show you exactly how much — live, using your own data, in 30 minutes.

No credit card · No commitment · GDPR compliant · UK team

Finance teams that stopped chasing and started collecting

How it works

Connect once. Collections run automatically.

No IT team. No lengthy onboarding. Connect your accounting software and Equisettle starts working on your wholesale AR immediately.

01
Connect your accounting software

Link FreeAgent, Xero, or QuickBooks with a few clicks. Your invoices, customer history, and payment data sync automatically — no CSV exports, no manual setup.
5 min setup
02
AI learns your trade account patterns

Equisettle analyses 50+ behavioural signals across your payment history to score every customer and invoice. The longer you use it, the smarter it gets.
94% accuracy
03
Wholesale collections run without you
From day one, Equisettle manages your entire collections process while you focus on the work that actually moves your business forward.
Live in 48hrs