See exactly which invoices to chase today, which customers need calls vs emails, and which payment promises are credible. Stop treating all late payers the same - collect faster with strategies tailored to actual payment behavior.





Targeted strategies based on customer behavior and payment patterns drive significantly higher collection rates. Right message, right channel, right time - optimized for each customer segment.
✓ Collections running in the background, 24/7, without being asked
✓ "It's like having an extra finance team member — without the salary."
✓ Cash flow you can predict — not just hope for
✓ Finance team spending time on strategy, not spreadsheets

Equisettle doesn't just predict late payments—our AI autonomously executes your entire collections process. From intelligent outreach to payment recovery, we do the work.
Start each day with a prioritized action list based on risk, value, and collection probability. Chase the invoices that need immediate attention, wait on those that'll pay anyway. Clear priorities, measurable impact.
Collections running in the background, 24/7, without being asked
"It's like having an extra finance team member — without the salary."
Finance team spending time on strategy, not spreadsheets
Cash flow you can predict — not just hope for

Most finance tools show you what's overdue. Equisettle tells you what's going to be overdue — and then handles it before it becomes a problem. Our AI analyses 50+ signals across payment history, customer behaviour, and seasonal patterns to predict issues up to 14 weeks out. Then it acts.
Predict Late Payments Before They Happen
Know which invoices are at risk 7–14 days in advance. Our model analyses payment history, invoice size, seasonality, and customer behaviour — with 94% accuracy.
Collections That Run Without You
Equisettle automatically escalates at-risk invoices across email, SMS, and WhatsApp — personalised per customer, timed for maximum response. You only get involved when it's actually necessary.
Cash Flow Visibility You Can Plan Around
See your predicted cash collection for the next 30–90 days. Know exactly which customers to prioritise and when. Make decisions with data, not gut feel.

Pick a time above and we'll show you exactly how much — live, using your own data, in 30 minutes.
No credit card · No commitment · GDPR compliant · UK team
No IT team. No lengthy onboarding. Connect your accounting software and Equisettle starts working on your wholesale AR immediately.